Introduction The Indian stock market has emerged as one of the fastest-growing and most dynamic financial markets in the world. With rapid globalization, liberalization policies, and the opening up of the economy since 1991, foreign participation in Indian markets has increased significantly. One of the most crucial contributors to this phenomenon has been Foreign Institutional…
Introduction In India, investing has always been seen as a path to wealth creation and financial security. Among the multiple avenues of investment available—such as fixed deposits, mutual funds, real estate, bonds, and equities—Initial Public Offerings (IPOs) hold a special place in the hearts of investors. IPOs often grab headlines, attract millions of retail investors,…
Introduction A global recession is a prolonged period of economic decline across multiple countries, typically characterized by falling GDP, reduced trade, high unemployment, declining consumer spending, and financial market instability. Since the world economies are interconnected through trade, investment, and financial flows, no country remains insulated from global downturns. For India, which is the fifth-largest…
Introduction In the world of finance, stock market indices play a critical role in measuring the performance of markets and guiding investment decisions. In India, the two most important and widely tracked indices are the Sensex and the Nifty. These indicators reflect the health of the Indian economy, investor sentiment, and overall market performance. For…
Introduction Financial inclusion has emerged as a central theme in India’s development strategy. With nearly 65% of the population residing in rural areas, bridging the gap between the formal financial sector and rural communities is crucial. While significant progress has been made through schemes such as Jan Dhan Yojana, digital payments, and rural credit programs,…
Introduction The development of economies, particularly in low- and middle-income countries, is a complex process influenced by financial resources, policy frameworks, governance structures, and global economic conditions. International financial institutions like the World Bank and the International Monetary Fund (IMF) play a pivotal role in supporting developing economies by providing financial assistance, policy guidance, technical…
Introduction Financial planning is a cornerstone of economic security and wealth creation. It involves setting goals, assessing resources, managing risks, and creating strategies to ensure financial stability over the long term. Among the various tools available in financial planning, insurance plays a pivotal role. Insurance acts as a safety net, providing protection against unexpected financial…
Introduction India’s financial ecosystem has undergone significant transformation over the past decade, driven by digital payments, fintech innovations, and evolving consumer behavior. Among the latest trends reshaping retail finance is Buy Now Pay Later (BNPL), a payment solution that allows consumers to purchase goods and services immediately while deferring payment over a short-term period, often…
Introduction The financial landscape of India is evolving rapidly with the advent of digital technologies, fintech innovations, and the widespread adoption of digital payments. One of the most significant developments in this trajectory is the emergence of Central Bank Digital Currency (CBDC). A CBDC is a digital form of a country’s fiat currency issued and…
Introduction The Reserve Bank of India (RBI) is the apex financial institution of India and serves as the cornerstone of the country’s banking and financial system. Established on April 1, 1935, under the Reserve Bank of India Act, the RBI was nationalized in 1949 to align with India’s economic priorities. Over the decades, it has…