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Regional Rural Banks Amendment

Regional Rural Banks Amendment Bill 2015 and Beyond: A Comprehensive Analysis

Admin011 mins

Introduction Regional Rural Banks (RRBs) form an integral part of India’s financial architecture aimed at promoting rural development. Established in 1975 under the Regional Rural Banks Act, 1976, RRBs were designed to combine the local feel and accessibility of cooperatives with the professionalism and financial strength of commercial banks. Over the years, however, RRBs faced…

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pcs mains examinations

Challenges of Rural Credit Delivery in India and Reforms for Strengthening Institutional Credit for Farmers

Admin012 mins

Introduction Agriculture remains the cornerstone of the Indian economy, employing nearly 42% of the workforce and contributing to food security for 1.4 billion people. However, the growth and sustainability of agriculture depend critically on the availability, accessibility, and affordability of credit. Credit is the lifeblood that enables farmers to purchase seeds, fertilizers, equipment, and access…

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