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Central Bank Digital Currency (CBDC) in India: A Game Changer?

Introduction The financial landscape of India is evolving rapidly with the advent of digital technologies, fintech innovations, and the widespread adoption of digital payments. One of the most significant developments in this trajectory is the emergence of Central Bank Digital Currency (CBDC). A CBDC is a digital form of a country’s fiat currency issued and…

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Digital Banking

The Future of Digital Banking in India: Neobanks and Fintech Startups

Introduction India’s banking sector is undergoing a profound transformation, driven by digital innovation and financial technology. Traditional banking models, characterized by physical branches, paper-based transactions, and limited hours of operation, are gradually giving way to digital-first solutions. This shift has been accelerated by increasing smartphone penetration, affordable internet access, government initiatives like Digital India, and…

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