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Central Bank Digital Currency (CBDC) in India: A Game Changer?

Introduction The financial landscape of India is evolving rapidly with the advent of digital technologies, fintech innovations, and the widespread adoption of digital payments. One of the most significant developments in this trajectory is the emergence of Central Bank Digital Currency (CBDC). A CBDC is a digital form of a country’s fiat currency issued and…

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Bitcoin

Bitcoin and Financial Inclusion: Transforming Access to Finance in Developing Countries

Introduction Financial inclusion is one of the most pressing challenges faced by developing nations in the 21st century. Despite advancements in banking and digital technologies, a significant portion of the global population—particularly in Asia, Africa, and Latin America—remains excluded from formal financial systems. According to the World Bank, around 1.4 billion adults are still unbanked,…

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