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Financial Inclusion in India: Evaluating the Role of PM Jan Dhan Yojana and Digital India

Introduction Financial inclusion has emerged as a cornerstone of equitable economic development in the 21st century. It refers to the process of ensuring access to appropriate financial products and services—such as savings accounts, credit, insurance, pensions, and digital payments—to all sections of society, particularly the underprivileged and marginalized. In a country like India, with its…

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pcs mains examinations

Reimagining Governance: The Role of Artificial Intelligence in Transforming Public Administration in India

Introduction Artificial Intelligence (AI), once a concept confined to science fiction, is now a powerful force reshaping governance and public administration globally. In India, a country with a population of over 1.4 billion, diverse socio-economic conditions, and complex administrative challenges, AI has emerged as a crucial tool for improving efficiency, transparency, and citizen-centric service delivery….

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