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Electronic Cash Transfers

Electronic Cash Transfers: Reforming Welfare Delivery in India

Introduction One of the enduring challenges of welfare governance in India has been ensuring that public resources reach the intended beneficiaries efficiently, transparently, and without leakages. Traditional welfare delivery mechanisms—often involving physical cash, intermediaries, and manual records—have historically suffered from corruption, delays, duplication, and wastage. In response to these systemic inefficiencies, the government introduced the…

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ICT in Governance

Challenges in Implementing ICT-Based Projects and Solutions

Introduction Information and Communication Technology (ICT) has emerged as a powerful enabler of development, governance, and service delivery in the modern world. In India, ICT-based projects and programmes have been widely adopted in sectors such as governance (e-governance), education (digital classrooms), healthcare (telemedicine), agriculture (e-NAM, digital advisories), finance (digital payments), and social welfare (Direct Benefit…

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