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Financial Inclusion in India: Evaluating the Role of PM Jan Dhan Yojana and Digital India

Introduction Financial inclusion has emerged as a cornerstone of equitable economic development in the 21st century. It refers to the process of ensuring access to appropriate financial products and services—such as savings accounts, credit, insurance, pensions, and digital payments—to all sections of society, particularly the underprivileged and marginalized. In a country like India, with its…

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Challenges and Pathways to the Empowerment of Scheduled Tribes in India

Introduction Scheduled Tribes (STs) in India constitute a significant portion of the population, representing diverse indigenous communities with distinct cultural identities. Despite constitutional provisions and affirmative action policies aimed at their upliftment, STs continue to face socio-economic marginalization. This article critically evaluates the primary challenges hindering the empowerment of Scheduled Tribes in India and explores…

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pcs magazine

Inclusive Growth: Concept and Challenges in India

Inclusive growth refers to a growth process that is equitable, where the benefits of economic development are shared by all segments of society, particularly the disadvantaged and marginalized groups. In other words, inclusive growth aims to ensure that the fruits of economic progress reach all levels of society, not just the affluent or the urban…

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