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pcs mains examinations

The Role of the Reserve Bank of India (RBI) in Regulating the Financial Sector

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Introduction The Reserve Bank of India (RBI), the central bank of India, plays a pivotal role in the regulation and supervision of the country’s financial system. Established in 1935, the RBI’s core functions include managing the monetary policy, regulating banks and financial institutions, maintaining financial stability, and ensuring the integrity of the financial markets. The…

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pcs mains examinations

Causes of Increasing Non-Performing Assets (NPAs) in the Indian Banking System and Remedial Measures

Admin013 mins

Introduction The stability and efficiency of a nation’s banking sector are crucial for its economic growth and development. In India, the rising volume of Non-Performing Assets (NPAs) has emerged as a major challenge, undermining the performance and credibility of the banking system. NPAs not only impair the profitability of banks but also restrict their capacity…

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