Introduction India’s development journey is marked by sharp regional disparities. While some districts have achieved rapid socio-economic progress, many others remain trapped in cycles of poverty, weak infrastructure, poor health outcomes, and limited educational access. Recognizing this imbalance, the Government of India launched the Aspirational Districts Programme (ADP) in 2018 with the objective of accelerating…
Introduction Since the economic liberalisation of 1991, India has emerged as one of the fastest-growing major economies in the world. Market-oriented reforms, integration with the global economy, expansion of the services sector, and technological advancements have enabled India to sustain high GDP growth for extended periods. However, this impressive macroeconomic performance has not been accompanied…
Introduction Financial inclusion has emerged as a central theme in India’s development strategy. With nearly 65% of the population residing in rural areas, bridging the gap between the formal financial sector and rural communities is crucial. While significant progress has been made through schemes such as Jan Dhan Yojana, digital payments, and rural credit programs,…