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Self-Help Groups and Microfinance in India

Self-Help Groups and Microfinance in India: Legitimacy, Accountability, and Sustained Impact

Introduction Self-Help Groups (SHGs) have emerged as a cornerstone of India’s poverty alleviation and women empowerment strategies. By pooling resources, encouraging savings, and facilitating access to microfinance, SHGs have sought to address issues of financial exclusion, social marginalization, and grassroots development. Over the last three decades, SHGs have grown into a robust network, supported by…

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Restructuring Centrally Sponsored Schemes

Restructuring Centrally Sponsored Schemes for Vulnerable Sections: Flexibility and Accountability

Introduction India’s federal structure involves a complex interplay between the Central Government and State Governments in delivering welfare and development schemes. Despite substantial allocations and policy frameworks, the Central Government frequently expresses concerns over the inadequate performance of states in alleviating the hardships of vulnerable sections of society, including Scheduled Castes, Scheduled Tribes, women, children,…

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