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Why Poverty Persists in India Despite Multiple Government Programmes

Introduction Since Independence, poverty eradication has remained one of India’s foremost development priorities. Successive governments have launched numerous schemes—ranging from employment generation and food security to housing, education, and direct benefit transfers—with the explicit aim of uplifting the poor. Landmark initiatives such as the Public Distribution System (PDS), Mahatma Gandhi National Rural Employment Guarantee Act…

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Self-Help Groups and Microfinance in India

Self-Help Groups and Microfinance in India: Legitimacy, Accountability, and Sustained Impact

Introduction Self-Help Groups (SHGs) have emerged as a cornerstone of India’s poverty alleviation and women empowerment strategies. By pooling resources, encouraging savings, and facilitating access to microfinance, SHGs have sought to address issues of financial exclusion, social marginalization, and grassroots development. Over the last three decades, SHGs have grown into a robust network, supported by…

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Self-Help Group Bank

The Self-Help Group Bank Linkage Programme in India: Empowering Women and Alleviating Poverty

Introduction India’s development narrative has increasingly focused on inclusive growth, women empowerment, and poverty alleviation. Among the innovative interventions addressing these objectives, the Self-Help Group Bank Linkage Programme (SBLP) stands out as a model that combines financial inclusion, social empowerment, and poverty reduction. Introduced in the mid-1990s by NABARD (National Bank for Agriculture and Rural…

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Poverty Alleviation

Poverty Alleviation through Microfinance

Introduction Poverty is one of the most pressing socio-economic challenges in developing countries, especially in nations like India, Bangladesh, Nepal, and several African states. Despite decades of development initiatives, poverty continues to persist in rural as well as urban areas due to structural inequalities, unemployment, lack of access to resources, and limited financial inclusion. Traditional…

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Poverty in India: A Multidimensional Challenge and the Way Forward

Introduction India, despite being one of the fastest-growing economies in the world, continues to face the persistent challenge of poverty. With its rapid economic growth, the country has witnessed an increase in its GDP, infrastructure development, and human capital. However, these gains have not always been equitably distributed, and large sections of the population remain…

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Major Challenges in Reducing Poverty and Inequality in India: A Critical Analysis

Introduction India, one of the fastest-growing economies in the world, faces significant challenges in addressing poverty and inequality despite its impressive economic growth in recent decades. Over 270 million people in India still live in poverty, and income inequality remains a major issue. While government policies, social welfare programs, and economic reforms have contributed to…

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