Introduction In the modern financial landscape, risk management is integral to the functioning of financial institutions. As financial markets grow in complexity, the importance of understanding, mitigating, and managing risks becomes even more critical. Financial risk management refers to the process by which financial institutions identify, assess, and manage potential risks that could affect their…
Introduction India’s financial system is a complex network comprising various types of institutions, each playing a crucial role in ensuring the economy’s smooth functioning. Among these institutions, Non-Banking Financial Companies (NBFCs) have gained significant importance over the past few decades. These entities serve as an alternative to traditional banks, providing a wide range of financial…
The banking sector in India is a critical pillar of the country’s financial system, facilitating economic growth, financial inclusion, and capital formation. Over the past few years, the sector has undergone significant changes, driven by regulatory reforms, digital transformation, and government interventions. However, it has also faced persistent challenges, including non-performing assets (NPAs), financial fraud,…