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Weather-Based Crop Insurance Scheme

Pilot Weather-Based Crop Insurance Scheme (WBCIS) in India: A Comprehensive Overview

Admin011 mins

Introduction Agriculture in India is highly dependent on weather conditions. Variability in rainfall, temperature extremes, droughts, floods, and unseasonal events can significantly affect crop yields. Traditional crop insurance schemes often struggled to provide timely relief to farmers due to delayed loss assessments and area-based compensation models. To address these challenges, the Weather-Based Crop Insurance Scheme…

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National Agricultural Insurance Scheme

National Agricultural Insurance Scheme (NAIS) in India: A Comprehensive Overview

Admin010 mins

Introduction Agriculture in India remains highly vulnerable to natural calamities such as droughts, floods, cyclones, pests, and diseases. Small and marginal farmers, who form the majority of India’s agricultural sector, often bear the brunt of these risks. Crop failure not only reduces farmers’ income but also leads to indebtedness and poverty. To address these challenges,…

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Poverty Alleviation

Poverty Alleviation through Microfinance

Admin012 mins

Introduction Poverty is one of the most pressing socio-economic challenges in developing countries, especially in nations like India, Bangladesh, Nepal, and several African states. Despite decades of development initiatives, poverty continues to persist in rural as well as urban areas due to structural inequalities, unemployment, lack of access to resources, and limited financial inclusion. Traditional…

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pcs mains examinations

Challenges of Rural Credit Delivery in India and Reforms for Strengthening Institutional Credit for Farmers

Admin012 mins

Introduction Agriculture remains the cornerstone of the Indian economy, employing nearly 42% of the workforce and contributing to food security for 1.4 billion people. However, the growth and sustainability of agriculture depend critically on the availability, accessibility, and affordability of credit. Credit is the lifeblood that enables farmers to purchase seeds, fertilizers, equipment, and access…

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