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Weather-Based Crop Insurance Scheme

Pilot Weather-Based Crop Insurance Scheme (WBCIS) in India: A Comprehensive Overview

Admin011 mins

Introduction Agriculture in India is highly dependent on weather conditions. Variability in rainfall, temperature extremes, droughts, floods, and unseasonal events can significantly affect crop yields. Traditional crop insurance schemes often struggled to provide timely relief to farmers due to delayed loss assessments and area-based compensation models. To address these challenges, the Weather-Based Crop Insurance Scheme…

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Financial Inclusion

Microinsurance: A Tool for Financial Inclusion in Rural India

Admin012 mins

Introduction Financial inclusion has emerged as a central theme in India’s development strategy. With nearly 65% of the population residing in rural areas, bridging the gap between the formal financial sector and rural communities is crucial. While significant progress has been made through schemes such as Jan Dhan Yojana, digital payments, and rural credit programs,…

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