Introduction Poverty is one of the most pressing socio-economic challenges in developing countries, especially in nations like India, Bangladesh, Nepal, and several African states. Despite decades of development initiatives, poverty continues to persist in rural as well as urban areas due to structural inequalities, unemployment, lack of access to resources, and limited financial inclusion. Traditional…
Introduction Agriculture remains the cornerstone of the Indian economy, employing nearly 42% of the workforce and contributing to food security for 1.4 billion people. However, the growth and sustainability of agriculture depend critically on the availability, accessibility, and affordability of credit. Credit is the lifeblood that enables farmers to purchase seeds, fertilizers, equipment, and access…
Self-Help Groups (SHGs) are informal associations of individuals, typically from similar socioeconomic backgrounds, who come together to address common issues, improve their living conditions, and promote self-reliance. These groups, often composed of 10 to 25 members, primarily focus on savings, credit, and income-generating activities. SHGs have gained prominence, particularly in India, as a means of…