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Self-Help Groups and Microfinance in India

Self-Help Groups and Microfinance in India: Legitimacy, Accountability, and Sustained Impact

Introduction Self-Help Groups (SHGs) have emerged as a cornerstone of India’s poverty alleviation and women empowerment strategies. By pooling resources, encouraging savings, and facilitating access to microfinance, SHGs have sought to address issues of financial exclusion, social marginalization, and grassroots development. Over the last three decades, SHGs have grown into a robust network, supported by…

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Self-Help Group Bank

The Self-Help Group Bank Linkage Programme in India: Empowering Women and Alleviating Poverty

Introduction India’s development narrative has increasingly focused on inclusive growth, women empowerment, and poverty alleviation. Among the innovative interventions addressing these objectives, the Self-Help Group Bank Linkage Programme (SBLP) stands out as a model that combines financial inclusion, social empowerment, and poverty reduction. Introduced in the mid-1990s by NABARD (National Bank for Agriculture and Rural…

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Challenges Before Self-Help Groups (SHGs) and Measures to Make Them Effective and Beneficial

Self-Help Groups (SHGs) have emerged as a powerful tool for social and economic empowerment, particularly in rural and underserved areas of India. These groups, primarily formed by women, are designed to provide members with opportunities for financial inclusion, skill development, and community support. While SHGs have contributed significantly to poverty alleviation, social cohesion, and financial…

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