Home » UPI Transactions
pcs mains examinations

Financial Inclusion in India: Evaluating the Role of PM Jan Dhan Yojana and Digital India

Introduction Financial inclusion has emerged as a cornerstone of equitable economic development in the 21st century. It refers to the process of ensuring access to appropriate financial products and services—such as savings accounts, credit, insurance, pensions, and digital payments—to all sections of society, particularly the underprivileged and marginalized. In a country like India, with its…

Read More
uppcs magazine

Digital Payments: Mechanism, Security, Threats, and Future Prospects

Introduction Digital payment is a modern method of financial transactions that eliminates the need for cash by allowing individuals and businesses to transfer money electronically. With rapid technological advancements, digital payment systems have gained widespread adoption due to their convenience, speed, and security. This essay explores digital payments, how they work, their security mechanisms, potential…

Read More