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uppcs magazine

The Pradhan Mantri Jan Dhan Yojana: Charioteer of the Poor and Catalyst for Financial Inclusion

The Pradhan Mantri Jan Dhan Yojana (PMJDY), launched by the Government of India in August 2014, has been heralded as a revolutionary initiative aimed at financial inclusion for the underprivileged sections of society. The scheme, often described as the “charioteer of the poor,” plays a pivotal role in ensuring that even the marginalized communities have…

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The Evolution of Land Reforms in Uttar Pradesh: Stages and Benefits for Landless Agricultural Laborers

Land reforms refer to a set of policies and legal measures aimed at improving the land tenure system, redistributing land, and promoting agricultural productivity and social justice. Uttar Pradesh, a large state in northern India with a predominantly agrarian economy, underwent significant land reforms post-independence to address the issues of landlessness, inequality, and exploitative practices….

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pcs magazine

Inclusive Growth: Concept and Challenges in India

Inclusive growth refers to a growth process that is equitable, where the benefits of economic development are shared by all segments of society, particularly the disadvantaged and marginalized groups. In other words, inclusive growth aims to ensure that the fruits of economic progress reach all levels of society, not just the affluent or the urban…

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Self-Help Groups: A Pathway to Financial Inclusion and Women’s Empowerment

Self-Help Groups (SHGs) are informal associations of individuals, typically from similar socioeconomic backgrounds, who come together to address common issues, improve their living conditions, and promote self-reliance. These groups, often composed of 10 to 25 members, primarily focus on savings, credit, and income-generating activities. SHGs have gained prominence, particularly in India, as a means of…

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